Buying health insurance on the individual market can be an exercise in frustration. There is the risk of information overload, with a dizzying array of details to process around plan premiums, cost-sharing, out-of-pocket limits, benefit design, and more. read more
System Messages
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Milestones: Valuable Roadmap, But No Longer a Site Map
Longtime users of State Refor(u)m may have noticed that we've moved some content around, and made discussions easier to navigate. Short, intuitive topical terms now label each discussion. These topics replaced State Refor(u)m's set of health reform milestones as the organizational structure for the site, but the milestones are still important. They remain a roadmap to help states make smart, informed implementation choices, and a voluntary tracking system to indicate state's implementation progress. read more

Helping FQHCs Get Off the Treadmill
Earlier this month, NASHP convened a webinar for state Medicaid officials to discuss options for supporting FQHCs through value-based payment—that is, payment that facilitates, promotes, and rewards efficiently delivered high-quality care. Learning more about Oregon’s proposed alternative payment methodology (APM) for FQHCs was a highlight of the webinar. read more
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Exchanging Health Care Disparities for Equity
In 2019, the population receiving insurance through exchanges is projected to be 25 percent Hispanic, 11 percent black, and about one in four individuals will speak a language other than English in the home. But health insurance exchanges aren’t just an opportunity for these groups to access health coverage; exchanges are a chance to make a dent in health care disparities by shaping the health care that these groups receive. read more
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Building on a Solid Foundation for the Navigator Program
Navigators are an integral part of the Affordable Care Act’s (ACA) ambitious goals of increasing coverage for millions and offering “no wrong door” entry to insurance coverage. read more
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A Tool to Help States with the ACA’s Medicaid Simplification
The recent Supreme Court decision put the spotlight on Medicaid’s role in the Affordable Care Act (ACA). With Medicaid front and center, states are publicly weighing their options on the question of “to expand or not to expand,” but the expansion itself is just one small part of the major Medicaid reforms in the ACA. read more
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State Exchange Decision Roundup
Now that the Supreme Court has ruled on health reform, it’s decision time for states on health insurance exchanges. read more
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Utah’s Eligibility System Leaps into the 21st Century
Many states are seizing the opportunity to draw down a 90 percent federal matching rate to design and develop new and upgraded Medicaid eligibility systems to support seamless enrollment. As states are considering their eligibility system enhancements and writing their APDs, we wanted to share exciting information technology (IT) innovations from Utah that have improved enrollment and retention in Medicaid, CHIP, and other human service programs. read more
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Digesting the Supreme Court’s ACA Decision? Questions Emerging? A Roundup of Initial Interpretations
We know that as you digest the Supreme Court’s decision, and its impact on states, you will have many questions. In the coming months, HHS will provide information to states in the form of guidance and regulations that clarify the ruling’s implications. read more
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Decision Time for States on the Affordable Care Act
With the constitutionality of the individual mandate—and with it, almost the entire Affordable Care Act—now established, the implementation ball has been returned squarely to the states’ court. The highly variable state responses to the law—ranging from fully embracing to fully rejecting, with the vast majority of states somewhere in between—now have implications for the country that will soon become crystal clear. State decisions over the next couple of months will define ACA implementation in 2014 and for many years to come. read more

