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    Exchange Plan Rating Systems

    A plan rating system, which allows consumers to see ratings of Exchange plans on the basis of quality, can contribute to strategic goals of improving transparency and informed decision making.


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    A plan rating system, which allows consumers to see ratings of Exchange plans on the basis of quality, can contribute to strategic goals of improving transparency and informed decision making.

    *Milestone details:

    *Full name: Adopt a plan rating system that meets or exceeds standards developed by the federal government.

    *Relevance to the ACA:

    The ACA charges the Secretary of HHS with the creation of a rating system for qualified health plans offered through an Exchange. The Exchange must assign a quality rating to plans and provide this information to individuals and employers through its website. The relevant section is:

    §1311 - Instructs the Secretary of HHS to develop a rating system that would rate qualified health plans based on quality and requires Exchanges to assign a rating to each qualified health plan offered in accordance with the Secretary’s criteria. Exchanges also must publish the quality ratings on their websites. Until guidance is issued, it is unclear how much discretion states may have in adding additional criteria.

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    QHP Certification Dates
    Does the plan submission deadline in the "State QHP certification Dates" chart refer to the deadline for binder submission with basic QHP information such as plan benefit design, cost-sharing characteristics, out-of-pocket expenses, pharmacy benefit... read more

    Does the plan submission deadline in the "State QHP certification Dates" chart refer to the deadline for binder submission with basic QHP information such as plan benefit design, cost-sharing characteristics, out-of-pocket expenses, pharmacy benefit plan data, etc?

    replytwo weeks ago
    Rachel Dolan
    District of Columbia
    Re: QHP Certification Dates

    Hi Julia- the exact submission requirements will depend on the state, but we do use "plan" to mean at least the general plan benefit information. For more information, we have each state's RFP or other documentation linked in the chart.

    two weeks ago
    Rachel Dolan
    District of Columbia
    Notice on Accreditation of QHPs

    On November 20, 2012, HHS released a notice recognizing NCQA and URAC as the accrediting entities as part of QHP certification.

    replyNovember 20th, '12
    Rachel Dolan
    District of Columbia
    Washington - Exchange Plan Rating Systems
    This document covers in depth questions relevant to Exchange planning and implementation, identifying where the ACA provides guidance, where further guidance is needed and factors that need to be considered when making decisions around the Exchange... read more

    This document covers in depth questions relevant to Exchange planning and implementation, identifying where the ACA provides guidance, where further guidance is needed and factors that need to be considered when making decisions around the Exchange structure. Access the document here: http://www.statereforum.org/sites/default/files/exchange_questions_sep_2...

    Related topic:
    replyMar 18th, '11
    Katharine Witgert
    District of Columbia
    New Mexico - Exchange Plan Rating Systems
    Senate Bill 38 was introduced in the NM legislature in 2011. It would establish the structure, governance, and duties of the Exchange. Access the legislation here:http://www.statereforum.org/sites/default/files/nm_sb0038.pdf read more

    Senate Bill 38 was introduced in the NM legislature in 2011. It would establish the structure, governance, and duties of the Exchange.

    Access the legislation here:
    http://www.statereforum.org/sites/default/files/nm_sb0038.pdf

    Rachel Dolan
    District of Columbia
    Oregon - Exchange Plan Rating Systems
    These draft policy recommendations on an insurance Exchange were submitted to the OR Health Policy Board. Access the draft recommendations here: http://www.statereforum.org/sites/default/files/or_oha_expolicyrecs_0813... read more

    These draft policy recommendations on an insurance Exchange were submitted to the OR Health Policy Board. Access the draft recommendations here: http://www.statereforum.org/sites/default/files/or_oha_expolicyrecs_0813...

    Related topic:
    replyMar 18th, '11
    Chris Cantrell
    District of Columbia
    Re: Oregon - Exchange Plan Rating Systems
    Senate Bill 99 was introduced in the Oregon Legislature in 2011. If enacted, it would define the structure and governance of the Exchange, specify the functions of the Exchange, outline who may purchase insurance through the Exchange, and establish a... read more

    Senate Bill 99 was introduced in the Oregon Legislature in 2011. If enacted, it would define the structure and governance of the Exchange, specify the functions of the Exchange, outline who may purchase insurance through the Exchange, and establish a fund to support Exchange operations.

    Access the legislation here:
    http://www.statereforum.org/sites/default/files/relating_to_oregon_healt...

    Katharine Witgert
    District of Columbia
    Massachusetts - Exchange Plan Rating Systems
    This report discusses how the ACA will affect MA. The report finds that adjustments will be needed across a variety of dimensions despite many similarities between the state's 2006 reform legislation and national health reform. Access the report here:... read more

    This report discusses how the ACA will affect MA. The report finds that adjustments will be needed across a variety of dimensions despite many similarities between the state's 2006 reform legislation and national health reform. Access the report here: http://www.statereforum.org/sites/default/files/nhr_report_final.pdf

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    replyMar 18th, '11
    Rachel Dolan
    District of Columbia
    Tennessee - Exchange Plan Rating Systems
    The document is Tennessee's response to the HHS request for comments on insurance exchanges. Access the comments here: http://www.statereforum.org/sites/default/files/tennessee_comments.pdf read more

    The document is Tennessee's response to the HHS request for comments on insurance exchanges. Access the comments here: http://www.statereforum.org/sites/default/files/tennessee_comments.pdf

    Related topic:
    replyMar 17th, '11
    Rachel Dolan
    District of Columbia
    Minnesota - Exchange Plan Rating Systems
    This document requests stakeholder comments regarding areas where the ACA leaves states flexibility related to implementation and the Exchange. Access the document here:http://www.statereforum.org/sites/default/files/exchangecomments_100803-... read more

    This document requests stakeholder comments regarding areas where the ACA leaves states flexibility related to implementation and the Exchange. Access the document here:
    http://www.statereforum.org/sites/default/files/exchangecomments_100803-...

    Related topic:
    replyMar 14th, '11
    Rachel Dolan
    District of Columbia
    South Dakota - Exchange Plan Rating Systems
    These comments are South Dakota's response to the HHS request for comments on insurance exchanges. Access the comments here: http://www.statereforum.org/sites/default/files/south_dakota.pdf read more

    These comments are South Dakota's response to the HHS request for comments on insurance exchanges. Access the comments here:

    http://www.statereforum.org/sites/default/files/south_dakota.pdf

    Related topic:
    replyMar 14th, '11